Welcome Tricare Patients. Understanding health insurance benefits and how to access them can be challenging. That’s why bonmente has an entire intake team that helps verify benefits, explain out of pocket costs, and expedite prior authorizations for necessary treatments. Book an appointment HIPAA Compliant TRICARE Mental Health Coverage: Understanding Your Benefits TRICARE provides comprehensive mental health coverage for active-duty service members, military families, retirees, and eligible Reserve and National Guard members. Depending on your TRICARE plan, you may have access to outpatient therapy, psychiatric services, medication management, telehealth appointments, substance use disorder treatment, intensive outpatient programs, inpatient psychiatric care, and other evidence-based behavioral health services. TRICARE Prime TRICARE Select TRICARE Reserve Select TRICARE for Life TRICARE Prime TRICARE Prime is a managed-care option similar to an HMO. Active-duty service members are generally enrolled in Prime, and many family members and retirees choose this plan because of its lower out-of-pocket costs. Mental health benefits under TRICARE Prime typically include: Individual psychotherapy and counseling Family and group therapy Psychiatric evaluations and medication management Telehealth mental health services Substance use disorder treatment Inpatient and residential mental health treatment when medically necessary Active-duty service members usually require referrals and authorizations for non-emergency specialty mental health care. Family members and retirees may have greater flexibility depending on the type of outpatient service being sought. TRICARE Select TRICARE Select is a self-managed plan similar to a PPO, offering beneficiaries greater freedom to choose providers without many of the referral requirements associated with Prime. Mental health coverage includes: Outpatient therapy and counseling Psychiatric services Medication management Intensive outpatient programs (IOP) Partial hospitalization programs (PHP) Inpatient psychiatric treatment Substance use disorder services Many beneficiaries appreciate TRICARE Select because they can often self-refer to TRICARE-authorized mental health providers without obtaining a referral from a primary care manager. TRICARE Reserve Select TRICARE Reserve Select is available to eligible National Guard and Reserve members and their families. Coverage is similar to TRICARE Select, including access to: Individual and family counseling Psychiatric care Telebehavioral health services Depression and anxiety treatment PTSD treatment Substance use disorder treatment Higher levels of care when medically necessary Reserve Select offers flexibility in provider choice while maintaining comprehensive behavioral health benefits for military families. TRICARE For Life TRICARE For Life serves Medicare-eligible military retirees and their eligible dependents. When combined with Medicare, beneficiaries can access covered mental health services including: Outpatient psychotherapy Psychiatric evaluations Medication management Hospital-based psychiatric treatment Substance use disorder treatment Coverage is coordinated with Medicare, helping many retirees reduce their overall healthcare expenses. Get Help Understanding Your TRICARE Benefits Navigating mental health benefits can feel overwhelming, but you don’t have to do it alone. Bonmente’s team can help verify your TRICARE coverage, explain your treatment options, and determine whether services such as psychotherapy, psychiatric care, or TMS therapy may be covered under your plan. Start here Tricare Mental Health Coverage What Mental Health Conditions Does TRICARE Cover? TRICARE covers treatment for a wide range of behavioral health conditions, including: Major depressive disorder Treatment-resistant depression Anxiety disorders Post-traumatic stress disorder (PTSD) Bipolar disorder Obsessive-compulsive disorder (OCD) Substance use disorders Adjustment disorders Child and adolescent mental health conditions Covered services must generally be medically necessary and provided by authorized providers. Get Care Today Does TRICARE Cover TMS Therapy? TRICARE provides coverage for Transcranial Magnetic Stimulation (TMS) for certain patients diagnosed with treatment-resistant depression when medical necessity criteria are met. TMS is a drug-free, non-sedating neuromodulation treatment that is very safe and has long lasting effects for most people. TRICARE coverage requirements for TMS can vary based on diagnosis, treatment history, prior authorization requirements, and the specific TRICARE plan. Patients are encouraged to verify benefits and obtain a coverage review before beginning treatment. The best way out is always through. – Robert Frost Telepsychiatry makes mental health care easier than ever. Being able to get psychiatric care quickly and conveniently helps people achieve their mental health goals without interruptions and regardless of where their work takes them. In addition to e-prescribe, bonmente offers safe and secure telepsychiatry appointments that puts getting mental health treatment at your fingertips. About telepsychiatry
