Welcome
Aetna Patients.

Aetna HMO Plans

Aetna HMO (Health Maintenance Organization) plans are designed to provide coordinated healthcare through a network of participating providers. These plans often offer lower out-of-pocket costs and predictable copays.

Mental health coverage through Aetna HMO plans commonly includes therapy, psychiatric services, medication management, and virtual behavioral health appointments with in-network providers.

Aetna PPO Plans

Aetna PPO (Preferred Provider Organization) plans provide greater flexibility when selecting healthcare providers. Many members appreciate the ability to see specialists, including therapists and psychiatrists, without requiring a referral.

Depending on your plan, PPO benefits may include:

• Therapy and counseling services
• Psychiatry appointments
• Medication management
• Behavioral health assessments
• Telehealth mental health visits
• Ongoing treatment for common mental health conditions

Many PPO plans also offer out-of-network benefits, giving patients additional options when choosing providers.

Aetna EPO Plans

Aetna EPO (Exclusive Provider Organization) plans combine affordability with direct access to specialists. While members generally need to stay within the plan’s network to receive coverage, referrals are often not required for mental health care.

Covered behavioral health services may include therapy, psychiatry, medication management, and virtual care options.

Aetna Medicare Advantage Plans

Many Aetna Medicare Advantage plans include comprehensive behavioral health benefits to help older adults access the mental health support they need.

Depending on the plan, covered services may include:

• Individual psychotherapy
• Psychiatric evaluations
• Medication management
• Telehealth therapy and psychiatry
• Inpatient mental health treatment
• Substance use disorder services

Benefits, provider networks, and cost-sharing responsibilities vary by plan.